Last Mile Delivery Has Been Disrupted.

Banks no longer have exclusivity on the apps customers use to transact but every last-mile provider needs you – if you have the flexible embedded finance platform.

Composable Banking In the Cloud.

Modern platform that puts the focus on the customer (hint: not the product). See how our flexible platform allows you to compose offerings tailored to individual customer needs, including fintech and brands.

Core Transformation In Weeks. Let's Go.

Our stack stays above-your-core with virtual accounts (even sub-accounts) linked to our virtual ledger, so you can launch BaaS programs fast with independence from legacy systems and expensive financial models.

LATEST RELEASE Reimagining the Last Mile Delivery in Banking

Interlace Platform

The Right Approach. Platform.

We are about creating value propositions for financial institutions. Those banks that will advance the market, will have a platform to act upon (free of limitations), and we want to give them the platform that allows them to act and advance.

Subscribe to a Platform for Banks, Not Fintech

We enable banks to compete and succeed by having control of their customers, products and controls (versus BaaS providers that fast-track fintech).

Compete with BaaS Providers

Stop handing off your partner relationships - remove the middle-man and gain the benefits of direct relationships with fintech and brands.

Have Control for Regulatory Compliance

Why outsource your banking controls to a third-party when you can maintain your operating controls and stay aligned with your regulators?

Expand Your Product Offerings

Our stack stays above-your-core with virtual accounts (even sub-accounts) linked to our virtual ledger, so you can launch new programs fast with independence from legacy systems.

Be Real-time, Multi-Tenant

Leap over hardened, legacy API interfaces and file extracts to a cloud-native platform that provides real-time access to customers, accounts, and transactions. Our multi-tenant architecture segregates your programs.

Create Choice

An open platform that gives you the ability to choose your account structure, your fintech partners and processors, and program controls.

Financial Supply Chain Disruption

Last Mile Distribution

The bank no longer has exclusive ownership of last-mile delivery (their online and mobile apps). Multiple delivery providers have surfaced that include fintech applications, practice management solutions, retail brand apps, employee management platforms, correspondent bank networks.

The last mile problem lies in the fact that while customers want innovative features, banks lack a platform to assemble, package and distribute their products into digital applications, limited by current provider options.

Fintech Brand

We enable banks to directly partner with fintech brands to launch offerings and grow their core deposits.

  • Expand your product offerings
  • Improve your program economics
  • Compete with BaaS Providers

Digital-Only Brand

We enable banks to expand their digital-only brands above-their-core to get to market faster at a fraction of the cost and complexity of banking core providers.

  • Real-time accounts
  • Embedded fintech marketplace
  • UX agnostic

Non-Financial Brand

We enable banks to partner with non-financial companies to offer financial services to their captive and loyal customer and employee bases.

  • API interfaces
  • White-label prefabs
  • Retail and Commercial sub-accounts

Built With Delivery in Mind

Distribution Friendly

White-Label Sandbox

Provide your partners with a modern entrance to your bank that includes clean, structured APIs and Quick Start guides to accelerate their go-to-market timelines in a secure and scalable path.

Interlace Studio

Why ask the fintech to hand-code. We uniquely reduce the burden on your partners by automating the data mapping, transformation and API orchestration by generating code that can be easily embedded.

White-Label Prefabs

Go further by providing compliant prefabs that can be packaged once and deployed across all your partners in a consistent method to reduce your compliance and third-party risk management oversight.

Drive Business. Increase Revenues. Simplify.

Infinant Possibilities Await

Drive new revenue by rapidly reconfiguring product offerings and business models on an event-based cloud platform, that simplifies your path to success.

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