We Make it Easy for Banks to Launch New Products

The leading real-time banking and payments platform that unlocks innovation on top of your legacy core system.

A Trusted Name in Banking

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Banks Must Grow To Survive

Technology: Your Innovation Layer for Growth.

Local markets can’t fuel long-term growth on their own. As challengers roll out new products to gain share, banks need technology that enables them to compete at scale.

embedded finance

Embedded Finance

Power Partner Brands with financial products and services from your own dedicated financial infrastructure that acts as your modern bank entrance.

  • Grow deposits and fee income through diversified digital channels
  • Enable your bank products for the API economy
  • Embed bank products and prefabs into vertical platforms
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Digital Twin HP

Modern Payments

A universal payments engine that supports traditional and embedded payment channels on a single platform including ACH, Wires, real-time and Stablecoin.

  • Expand your payment distribution channels with modern payment infrastructure.
  • API enabled payments to automate processing.
  • Automated settlement and reconciliation on a real-time platform.
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Digital Channels

Digital Channels

Engage new consumers or small business verticals with tailored digital experiences to grow deposits and payments.

  • Niche digital bank brand to capture new deposits
  • Expanded product offerings to existing SMB and commercial clients
  • Grow your payments volume within your digital channels
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Modern Core

Virtual Account Management for Core Modernization

Technology that acts as an innovation layer on top of your legacy core to launch new products, onboard customers, and move money without dependency on your core provider.

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The Business Solution

Differentiate Your Products and Brands to Expand Into New Market Verticals.

One platform that provides composable accounts, payments, and cards to create new financial products for existing and new customers, implemented above-your-core to efficiently grow your business.

Flexible Account Ledgering

Cloud-native immutable ledger with multi-product and multi-tenancy to ensure individual program accuracy.

  • Double-entry ledgering for settlement to the penny
  • Seamless payment orchestration with real-time reconciliation
  • Granular product level controls and configuration for transaction compliance
  • FIAT and tokenized deposits
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Global business, internet network connection, IoT Internet of Things, business intelligence concept. Busines global network, futuristic technology background. AI generative

Centralized Money Movement

Centralized payments to expand your digital payment offerings and increase straight-through processing to reduce overhead within one system.

  • Intelligent routing supporting ACH, Wire and Instant Payments
  • Strengthen security, reporting and compliance
  • Secure infrastructure to Federal Reserve
  • Stablecoin payments
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payment rails

Debit Card Issuance

Infinant is a certified Visa Third Party Agent offering digital and physical card issuance, directly interfaced to our ledger and payments modules.

  • Running on modern Visa DPS platform with built-in tokenization for greater resiliency and security
  • Streamlined dispute management through the Interlace Console
  • Flexible card controls and limits
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card

Real-time Settlement

As banks scale their partner banking and embedded finance programs, manual processes start to break-down and create operational challenges that limit growth.

  • Safeguard your programs with Infinant’s multi-tenant settlement
  • Real-time processing and settlement to reduce manual reconciliation
  • External transfers for automated top-ups and sweeps of reserve accounts
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The Benefits

Why Choose Infinant

Bank Technology Experience

Infinant's leadership has built bank technology over the past 30 years that spans mission critical systems including core banking, teller platforms, sales & servicing, digital channels, and payment processing.

Modern Technology

Infinant's Interlace Platform is a true cloud-native platform offering dedicated instances per bank, elastic scalability on an event-based architecture.

Flexible Innovation

By having a single platform that seamlessly orchestrates accounts, payments and card -- banks and their partners have the flexibility to create and bundle new products for modern use cases.

Simplicity

We eliminate the need for costly and high-risk core replacement projects along with simplifying your ecosystem onto a bank-grade platform that can eliminate having to mesh multiple point solutions.

Regulatory Strength

Infinant provides bank technology to banks -- allowing you to maintain a bank-owned ledger and keeping you in control of regulatory and compliance controls and policies.

Business Continuity

Infinant is backed by leading industry investors and a growing client base with the Interlace Platform being SOC 1, SOC 2, PCI DSS compliant.

Advance. Grow. Simplify.

Be the Impact to Your Bank +

The new path to bank modernization to compose financial services to realize new growth strategies.

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