A proven financial technology platform that acts as your growth generator to onboard compliant consumer and business accounts with payment orchestration and card issuing, all on one platform.
Bank Technology +
The Growth Engine For Banks and Business.
Platform optionality to also bring-your-own payment and card partners by program.
A Trusted Name in Banking
Banks Must Grow To Survive
We Bring Big-Bank Technology to a Community Bank Culture.
Local markets cannot sustain long-term growth. Challengers are introducing new products to grow their share from you. Banks need new distribution partners to grow their deposit and fee income.
Embedded Finance
Power Partner Brands with financial products and services from your own dedicated financial infrastructure that acts as your modern bank entrance.
- Grow deposits and fee income through diversified digital channels
- Enable your bank products for the API economy
- Embed bank products and prefabs into vertical platforms
Digital Twin
Maintain a mirrored ledger of your outsourced partner's customers, accounts and all transactions to ensure regulatory compliance and deposit resiliency.
- Partner with established brands and fintech
- Stay regulatory compliant with a mirrored bank ledger
- Have real-time data access to customers, accounts and transactions
Digital Channels
Engage new consumers or small business verticals with tailored digital experiences to grow deposits and payments.
- Niche digital bank brand to capture new deposits
- Expanded product offerings to existing SMB and commercial clients
- Grow your payments volume within your digital channels
Core Modernization
Technology that acts as an innovation layer on top of your legacy core to launch new products, onboard customers, and move money without dependency on your core provider.
Learn MoreThe Business Solution
Banking Technology to Differentiate Your Products and Expand Into New Market Verticals.
One platform that provides composable accounts, payments, and cards to create new financial products for existing and new customers, implemented above-your-core to efficiently grow your business.
Flexible Account Ledgering
Cloud-native immutable ledger with multi-product and multi-tenancy to ensure individual program accuracy.
- Double-entry ledgering for settlement to the penny
- Seamless payment orchestration with real-time reconciliation
- Granular product level controls and configuration for transaction compliance
Centralized Money Movement
Centralized payments to expand your digital payment offerings and increase straight-through processing to reduce overhead within one system.
- Intelligent routing supporting ACH, Wire and Instant Payments
- Strengthen security, reporting and compliance
- Secure infrastructure to Federal Reserve
Debit Card Issuance
Infinant is a certified Visa Third Party Agent offering digital and physical card issuance, directly interfaced to our ledger and payments modules.
- Running on modern Visa DPS platform with built-in tokenization for greater resiliency and security
- Streamlined dispute management through the Interlace Console
- Flexible card controls and limits
Real-time Settlement
As banks scale their partner banking and embedded finance programs, manual processes start to break-down and create operational challenges that limit growth.
- Safeguard your programs with Infinant’s multi-tenant settlement
- Real-time processing and settlement to reduce manual reconciliation
- External transfers for automated top-ups and sweeps of reserve accounts
The Benefits
Why Choose Infinant
Bank Technology Experience
Infinant's leadership has built bank technology over the past 30 years that spans mission critical systems including core banking, teller platforms, sales & servicing, digital channels, and payment processing.
Modern Technology
Infinant's Interlace Platform is a true cloud-native platform offering dedicated instances per bank, elastic scalability on an event-based architecture.
Flexible Innovation
By having a single platform that seamlessly orchestrates accounts, payments and card -- banks and their partners have the flexibility to create and bundle new products for modern use cases.
Simplicity
We eliminate the need for costly and high-risk core replacement projects along with simplifying your ecosystem onto a bank-grade platform that can eliminate having to mesh multiple point solutions.
Regulatory Strength
Infinant provides bank technology to banks -- allowing you to maintain a bank-owned ledger and keeping you in control of regulatory and compliance controls and policies.
Business Continuity
Infinant is backed by leading industry investors and a growing client base with the Interlace Platform being SOC 1, SOC 2, PCI DSS compliant.
Advance. Grow. Simplify.
Be the Impact to Your Bank +
The new path to bank modernization to compose financial services to realize new growth strategies.
Explore the Platform