The Interlace Platform
Bank Technology +
Our cloud-native Interlace Platform eliminates the need for complex and costly core replacement and sidecar cores. Infinant provides a capability layer that is additive to your bank systems.
Cloud-Native | Resilient | Elastic | Disruptively Smart
The Technology Dilemma
Inability to expand to new products and distribution channels on current platforms.
Escape Core Replacement
Banks are no longer taking on costly and complex core replacement projects.
Be Free of Hardened Systems
Modern cores remain inflexible and unable to support non-bank programs.
Avoid BaaS and Card Middleware
BaaS and Card middleware providers built platforms for fintech use versus bank-grade use.
Sidestep Sidecar Cores
Side-car cores add duplicity and complexity without innovation gains.
Growth Technology Is Needed
A capability layer between your digital channels and legacy core system. We call it Banking Technology +.
Unlock New Growth
Enables you to launch new products, payments, and fund flows to drive deposit and fee income growth.
Expand Your Reach
Distribute products into new bank-owned or partner digital channels through an API-first platform.
Stay Above-the-Core
Cloud-native platform that has no impact to your legacy platform and channels.
Improve Efficiency
Disruptively smart to lower your operating costs.
Compliance-First
Interlace Console
Have complete control over your digital programs from a centralized Console that provides complete servicing for customer accounts, transaction monitoring and provides real-time visibility into end-user accounts, along with fintech and bank operating accounts.
Multi-Tenant Views
Built for the bank as the client, and fintech as programs, you have the ability to access either individual programs or the 'bank enterprise view' across all programs. The Interlace Platform supports both bank and fintech roles for program management.
Parent-Child Compliance Controls
As the bank, you dictate the parent-level compliance and fraud controls that each program inherits, ensuring you have consistent oversight and risk management.
Settlement Automation
Unique in the industry is our platform’s ability to handle your settlement automation across programs, program managers, and processors to reduce the manual burden in your back-office.
Customer Servicing
Real-time visibility to handle 24/7 customer servicing and support through our robust bank servicing platform. This includes real-time visibility into compliance controls, money movement, notifications and events.
Interlace Platform
The Right Approach. Platform.
We are about creating value propositions for financial institutions. Those banks that will advance the market, will have a platform to act upon (free of limitations), and we want to give them the platform that allows them to act and advance.
Virtual Bank Account Management
Lift end-user and program operating accounts onto the Interlace Platform to launch product and programs at speed with no impact to the legacy core system.
ACH Processing
Centralize your ACH Processing across your programs to eliminate manual reconciliation with settlement automation, even across multiple middleware providers.
Payments
Centralize your payments onto the Interlace payment hub as an integrated component to the virtual bank account system.
Cards
Gain efficiencies in operations and economics with direct connections from virtual accounts to card networks.
Program Multi-Tenancy
Crafted as the ultimate real-time cloud platform, it serves banks as clients with fintech and brands as end-users, empowering banks to efficiently manage multiple programs within a unified instance.
Fraud & Compliance
Require your programs to inherent bank-level controls across KYC, KYB, AML and real-time transaction monitoring (including holds, limits and approvals).
Drive Business. Increase Revenues. Expand Brands.
Built & Ready For Banks
Our Interlace Platform is ready to drive, allowing you to launch in weeks with no IT nor development burden on your bank, while maintaining bank control and bank choice of partners.
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