Disruptively Smart

Accounts

Expand your offerings to existing customers or attract new markets by lifting consumer, SMB, or commercial sub-accounts above your core to launch new products not limited by your hardened core system.

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Innovate Faster

Introduce new products into vertical markets to capture deposits and grow your fee income.

Increase Margins

Reduce your acquisition and ongoing maintenance costs for new channels by as much as 10x.

Reduce Operating Costs

Smart settlement automation allows you real-time transparency to all customers, accounts, and transactions.

Interlace Platform

Powerful Infrastructure.
Complete Control.

Our Interlace Platform provides the infrastructure, tools, and connectivity to power your business models, in an open approach that gives you choice and control of your programs.

Core Accounting, Ledgering, and Servicing

Maintain fewer physical core banking accounts which carry higher maintenance and reconciliation costs, while gaining a flexible virtual account system for modern use cases.

  • Bank account rationalization and simplification
  • Granular controls for financial safeguards and resiliency
  • Real-time visibility at all levels
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Multi-Product Solution

The Interlace Platform provides fine-grained configuration for you to create unique products, rates, and fees by program.

  • Launch new products without core dependency
  • Support for a range of depository products
  • Complete customer and account servicing
Virtual banking, online payment, fintech.

Integrated Payment Orchestration

Interlace payments provide instant payment, ACH and Wire direct to the Fed on a single platform.

  • Payments integrated directly into the ledger
  • Intelligent payment routing
  • Better payment economics
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Commercial
Sub-Accounting

Legacy core systems lack the ability to support commercial sub-accounting, leading to inaccurate reporting, delayed payments, and manual reconciliation for the bank and their business clients. Infinant’s Interlace system provides:

  • Sing-tier account structures for Escrow, 1031 exchanges, IOLTAs, Insurance, HSA accounts, and more.
  • Multi-tier account structures for SMBs, Corporations, HOAs, Property Management, and more.
  • Support for complex interest rates, fee and interest splitting, sweeps, pooling, and statements.
  • Real-time, routable account creation with real-time payment processing.
Businessman hand pointing at creative online banking hologram on blue blurry background. AI and automation concept. Double exposure.

Front-End Multi-Tenancy

Program segmentation ensures that each program’s accounts and transactions are segmented from other programs.

  • Avoid needing to use branch IDs that co-mingle your data
  • Brand products and statement by program
  • Track revenue and fees by program
Banking Circle

Explore our FAQs across product pages for quick clarity on how Infinant supports banks, partners, and programs with confidence. Explore FAQs

Advance. Grow. Simplify.

Be the Impact to Your Bank +

The new path to bank infrastructure modernization that allows you to compose financial services to realize new growth strategies.

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